Indian Overseas Bank KUMILY Branch IFSC Code

IOBA 0003789
Indian Overseas Bank Logo Indian Overseas Bank
KUMILY — IDUKKI, KERALA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KUMILY
IFSC Code
IOBA0003789
Address
KALLUMAKKEL BUILDINGS NEAR HYUNDAI SHOWROOM 1ST MILE KUMILY MUNNAR ROAD PO KUMILY DISTRICT IDUKKI
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City
IDUKKI
District
KUMILY
State
KERALA
Contact
+914842375896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003789 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003789.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003789.

IFSC Code Structure

I
O
B
A
0
0
0
3
7
8
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003789 — Branch code (KUMILY)

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Frequently Asked Questions

Is IOBA0003789 valid for online transfer?
Yes, IOBA0003789 is a valid IFSC code for Indian Overseas Bank KUMILY branch in IDUKKI, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003789 belong to?
IOBA0003789 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003789?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.