Indian Overseas Bank KODIKALPALAYAM Branch IFSC Code

IOBA 0001645
Indian Overseas Bank Logo Indian Overseas Bank
KODIKALPALAYAM — THIRUVARUR, TAMIL NADU
MICR: 610020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KODIKALPALAYAM
IFSC Code
IOBA0001645
MICR Code
610020003
Address
OPP TO NEW MOSQUE,WEST STREET,KODIKALPALAYAM,TIRUVARUR PO,DT 610002
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City
THIRUVARUR
District
TIRUVARUR
State
TAMIL NADU
Contact
2618115

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001645 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001645.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001645.

IFSC Code Structure

I
O
B
A
0
0
0
1
6
4
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001645 — Branch code (KODIKALPALAYAM)

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Frequently Asked Questions

Is IOBA0001645 valid for online transfer?
Yes, IOBA0001645 is a valid IFSC code for Indian Overseas Bank KODIKALPALAYAM branch in THIRUVARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001645 belong to?
IOBA0001645 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KODIKALPALAYAM is 610020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001645?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.