Indian Overseas Bank HALWARA Branch IFSC Code

IOBA 0001727
Indian Overseas Bank Logo Indian Overseas Bank
HALWARA — LUDHIANA, PUNJAB
MICR: 141020505 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
HALWARA
IFSC Code
IOBA0001727
MICR Code
141020505
Address
HALWARA PIN 141106
Open in Google Maps
City
LUDHIANA
District
HALWARA
State
PUNJAB
Contact
22376130

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001727 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001727.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001727.

IFSC Code Structure

I
O
B
A
0
0
0
1
7
2
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001727 — Branch code (HALWARA)

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Frequently Asked Questions

Is IOBA0001727 valid for online transfer?
Yes, IOBA0001727 is a valid IFSC code for Indian Overseas Bank HALWARA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001727 belong to?
IOBA0001727 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HALWARA is 141020505. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001727?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.