Indian Overseas Bank GOMTI NAGAR PHASE II Branch IFSC Code

IOBA 0001728
Indian Overseas Bank Logo Indian Overseas Bank
GOMTI NAGAR PHASE II — LUCKNOW, UTTAR PRADESH
MICR: 226020014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GOMTI NAGAR PHASE II
IFSC Code
IOBA0001728
MICR Code
226020014
Address
PRAKASH,BAL,VIDYA,MANDIR,SAMITI,VINAMRA,KHAND,GOMTI,NAGAR,LUCKNOW,PIN,226010
Open in Google Maps
City
LUCKNOW
District
LUCKNOW
State
UTTAR PRADESH
Contact
275110

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001728 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001728.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001728.

IFSC Code Structure

I
O
B
A
0
0
0
1
7
2
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001728 — Branch code (GOMTI NAGAR PHASE II)

Nearby Indian Overseas Bank Branches in LUCKNOW

View all Indian Overseas Bank branches in LUCKNOW →

Frequently Asked Questions

Is IOBA0001728 valid for online transfer?
Yes, IOBA0001728 is a valid IFSC code for Indian Overseas Bank GOMTI NAGAR PHASE II branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001728 belong to?
IOBA0001728 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GOMTI NAGAR PHASE II is 226020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001728?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.