Indian Overseas Bank GOMTI NAGAR PHASE II Branch IFSC Code
IOBA 0001728
GOMTI NAGAR PHASE II — LUCKNOW, UTTAR PRADESH
MICR: 226020014
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GOMTI NAGAR PHASE II
- IFSC Code
- IOBA0001728
- MICR Code
- 226020014
- Address
- PRAKASH,BAL,VIDYA,MANDIR,SAMITI,VINAMRA,KHAND,GOMTI,NAGAR,LUCKNOW,PIN,226010 Open in Google Maps
- City
- LUCKNOW
- District
- LUCKNOW
- State
- UTTAR PRADESH
- Contact
- 275110
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001728 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001728.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001728.
IFSC Code Structure
I
O
B
A
0
0
0
1
7
2
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001728 — Branch code (GOMTI NAGAR PHASE II)
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AMINABAD
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INDIRA NGR
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MICR: 226020007 RTGS ✓ NEFT ✓ IMPS ✓
R O LUCKNOW
IOBA0000814
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Frequently Asked Questions
Is IOBA0001728 valid for online transfer?
Yes, IOBA0001728 is a valid IFSC code for Indian Overseas Bank GOMTI NAGAR PHASE II branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001728 belong to?
IOBA0001728 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GOMTI NAGAR PHASE II is 226020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001728?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.