Indian Overseas Bank CHINHAT Branch IFSC Code
IOBA 0001923
Indian Overseas Bank CHINHAT — LUCKNOW, UTTAR PRADESH
MICR: 226020022
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- CHINHAT
- IFSC Code
- IOBA0001923
- MICR Code
- 226020022
- Address
- 633 BY 646 NEAR MATIYARI CROSSING,CHINHAT,FAIZABAD ROAD,LUCKNOW,PIN 227105 Open in Google Maps
- City
- LUCKNOW
- District
- GOILA
- State
- UTTAR PRADESH
- Contact
- 2815293
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001923 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001923.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001923.
IFSC Code Structure
I
O
B
A
0
0
0
1
9
2
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001923 — Branch code (CHINHAT)
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Frequently Asked Questions
Is IOBA0001923 valid for online transfer?
Yes, IOBA0001923 is a valid IFSC code for Indian Overseas Bank CHINHAT branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001923 belong to?
IOBA0001923 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHINHAT is 226020022. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001923?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.