Indian Overseas Bank SIRAMELKUDI Branch IFSC Code

IOBA 0001954
Indian Overseas Bank Logo Indian Overseas Bank
SIRAMELKUDI — THANJAVUR, TAMIL NADU
MICR: 614020108 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SIRAMELKUDI
IFSC Code
IOBA0001954
MICR Code
614020108
Address
MAIN ROAD,SIRAMELKUDI POST,PATTUKOTTAI TALUK,SIRAMELKUDI PIN 614903
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City
THANJAVUR
District
SIRAMELKUDI
State
TAMIL NADU
Contact
281423

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001954 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001954.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001954.

IFSC Code Structure

I
O
B
A
0
0
0
1
9
5
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001954 — Branch code (SIRAMELKUDI)

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Frequently Asked Questions

Is IOBA0001954 valid for online transfer?
Yes, IOBA0001954 is a valid IFSC code for Indian Overseas Bank SIRAMELKUDI branch in THANJAVUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001954 belong to?
IOBA0001954 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SIRAMELKUDI is 614020108. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001954?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.