Indian Overseas Bank PONDA Branch IFSC Code

IOBA 0001957
Indian Overseas Bank Logo Indian Overseas Bank
PONDA — NORTH GOA, GOA
MICR: 403020014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PONDA
IFSC Code
IOBA0001957
MICR Code
403020014
Address
RAJ KRISHNA TOWERS,BLDG.NO.A SHOP NO 10 16,SHANTI NAGAR PONDA PIN 403401
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City
NORTH GOA
District
PONDA
State
GOA
Contact
2319100

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001957 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001957.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001957.

IFSC Code Structure

I
O
B
A
0
0
0
1
9
5
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001957 — Branch code (PONDA)

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Frequently Asked Questions

Is IOBA0001957 valid for online transfer?
Yes, IOBA0001957 is a valid IFSC code for Indian Overseas Bank PONDA branch in NORTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001957 belong to?
IOBA0001957 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PONDA is 403020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001957?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.