Indian Overseas Bank STJOSEPH SCHOOL CIVIL LINES Branch IFSC Code
IOBA 0001972
Indian Overseas Bank STJOSEPH SCHOOL CIVIL LINES — GORAKHPUR, UTTAR PRADESH
MICR: 273020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- STJOSEPH SCHOOL CIVIL LINES
- IFSC Code
- IOBA0001972
- MICR Code
- 273020003
- City
- GORAKHPUR
- District
- GORAKHPUR
- State
- UTTAR PRADESH
- Contact
- +915512334890
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001972 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001972.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001972.
IFSC Code Structure
I
O
B
A
0
0
0
1
9
7
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001972 — Branch code (STJOSEPH SCHOOL CIVIL LINES)
Nearby Indian Overseas Bank Branches in GORAKHPUR
GORAKHPUR
IOBA0000452
VIJAYA CHOWK, GORAKHPUR, PIN 273001
MICR: 273020002 RTGS ✓ NEFT ✓ IMPS ✓
FATHIMA HOSPITAL GORAKPUR
IOBA0001906
NEW BYEPASS ROAD,JUNGLE SALIGRAM,PADRI BAZAAR,GORAKHPUR,PIN 273001
MICR: 273020004 RTGS ✓ NEFT ✓ IMPS ✓
MAHARAJGANJ
IOBA0002557
SHASTRI NAGAR,PALIKA PREMISES MAHARAJGANJ 273303
MICR: 273020202 RTGS ✓ NEFT ✓ IMPS ✓
KHAJNI
IOBA0003570
MAIN HIGHWAY,EAST MARKET SIDE,KHAJNI,GORAKHPUR DIST - 273212
RTGS ✓ NEFT ✓ IMPS ✓
SIKARIGANJ
IOBA0003571
SIKARIGANJ MARKET,GORAKHPUR,GORAKHPUR DIST,UTTAR PRADESH - 273213
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001972 valid for online transfer?
Yes, IOBA0001972 is a valid IFSC code for Indian Overseas Bank STJOSEPH SCHOOL CIVIL LINES branch in GORAKHPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001972 belong to?
IOBA0001972 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank STJOSEPH SCHOOL CIVIL LINES is 273020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001972?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.