Indian Overseas Bank MAHARAJGANJ Branch IFSC Code

IOBA 0002557
Indian Overseas Bank Logo Indian Overseas Bank
MAHARAJGANJ — GORAKHPUR, UTTAR PRADESH
MICR: 273020202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MAHARAJGANJ
IFSC Code
IOBA0002557
MICR Code
273020202
Address
SHASTRI NAGAR,PALIKA PREMISES MAHARAJGANJ 273303
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City
GORAKHPUR
District
MAHARAJGANJ
State
UTTAR PRADESH
Contact
+91552328584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002557 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002557.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002557.

IFSC Code Structure

I
O
B
A
0
0
0
2
5
5
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002557 — Branch code (MAHARAJGANJ)

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Frequently Asked Questions

Is IOBA0002557 valid for online transfer?
Yes, IOBA0002557 is a valid IFSC code for Indian Overseas Bank MAHARAJGANJ branch in GORAKHPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002557 belong to?
IOBA0002557 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MAHARAJGANJ is 273020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002557?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.