Indian Overseas Bank WALAJAPET Branch IFSC Code
IOBA 0001974
Indian Overseas Bank WALAJAPET — VELLORE, TAMIL NADU
MICR: 635020104
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- WALAJAPET
- IFSC Code
- IOBA0001974
- MICR Code
- 635020104
- City
- VELLORE
- District
- WALAJAPET
- State
- TAMIL NADU
- Contact
- 231099
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001974 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001974.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001974.
IFSC Code Structure
I
O
B
A
0
0
0
1
9
7
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001974 — Branch code (WALAJAPET)
Nearby Indian Overseas Bank Branches in VELLORE
GUDIYATHAM
IOBA0000027
42,KOSA ANNAMALAI STREET,GUDIYATHAM PIN 632602
MICR: 632020302 RTGS ✓ NEFT ✓ IMPS ✓
RANIPET
IOBA0000078
M S M COMPLEX,4 KANDASAMY MUDALI STREET,RANIPET
MICR: 632020102 RTGS ✓ NEFT ✓ IMPS ✓
VELLORE
IOBA0000103
59, BANGALORE RD, VELLORE
MICR: 632020002 RTGS ✓ NEFT ✓ IMPS ✓
GANDHI NGR
IOBA0000213
3, 10TH EAST STREET, GANDHI NGR, VELLORE
MICR: 632020007 RTGS ✓ NEFT ✓ IMPS ✓
ALANGAYAM
IOBA0000326
64 I FLOOR,GANDHI ROAD,ALANGAYAM,PIN 635701
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001974 valid for online transfer?
Yes, IOBA0001974 is a valid IFSC code for Indian Overseas Bank WALAJAPET branch in VELLORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001974 belong to?
IOBA0001974 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank WALAJAPET is 635020104. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001974?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.