Indian Overseas Bank LAWSPET Branch IFSC Code

IOBA 0002121
Indian Overseas Bank Logo Indian Overseas Bank
LAWSPET — PONDICHERRY, PUDUCHERRY
MICR: 605020008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
LAWSPET
IFSC Code
IOBA0002121
MICR Code
605020008
Address
NO.23,AIRPORT ROAD,LAWSPET,PONDICHERRY 605008.
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City
PONDICHERRY
District
PONDICHERRY
State
PUDUCHERRY
Contact
27866262

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002121 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002121.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002121.

IFSC Code Structure

I
O
B
A
0
0
0
2
1
2
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002121 — Branch code (LAWSPET)

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Frequently Asked Questions

Is IOBA0002121 valid for online transfer?
Yes, IOBA0002121 is a valid IFSC code for Indian Overseas Bank LAWSPET branch in PONDICHERRY, PUDUCHERRY. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002121 belong to?
IOBA0002121 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank LAWSPET is 605020008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002121?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.