Indian Overseas Bank KOLKATABAGUIATI Branch IFSC Code

IOBA 0002122
Indian Overseas Bank Logo Indian Overseas Bank
KOLKATABAGUIATI — KOLKATA, WEST BENGAL
MICR: 700020055 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KOLKATABAGUIATI
IFSC Code
IOBA0002122
MICR Code
700020055
Address
ANAND NIVAS, RAGHUNATHPUR, DE BY 3, D B NAGAR, VIP ROAD, KOLKATA 700059
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City
KOLKATA
District
KOLKATA
State
WEST BENGAL
Contact
2252500

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002122 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002122.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002122.

IFSC Code Structure

I
O
B
A
0
0
0
2
1
2
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002122 — Branch code (KOLKATABAGUIATI)

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Frequently Asked Questions

Is IOBA0002122 valid for online transfer?
Yes, IOBA0002122 is a valid IFSC code for Indian Overseas Bank KOLKATABAGUIATI branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002122 belong to?
IOBA0002122 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KOLKATABAGUIATI is 700020055. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002122?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.