Indian Overseas Bank MOHALI Branch IFSC Code

IOBA 0002143
Indian Overseas Bank Logo Indian Overseas Bank
MOHALI — RUPNAGAR, PUNJAB
MICR: 160020011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MOHALI
IFSC Code
IOBA0002143
MICR Code
160020011
Address
SCF NO 1, PHASE XI, SECTOR 65, MOHALI PIN 16062
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City
RUPNAGAR
District
SASNAGAR MOHALI
State
PUNJAB
Contact
2210777

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002143 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002143.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002143.

IFSC Code Structure

I
O
B
A
0
0
0
2
1
4
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002143 — Branch code (MOHALI)

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Frequently Asked Questions

Is IOBA0002143 valid for online transfer?
Yes, IOBA0002143 is a valid IFSC code for Indian Overseas Bank MOHALI branch in RUPNAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002143 belong to?
IOBA0002143 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MOHALI is 160020011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002143?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.