Indian Overseas Bank KHARAR Branch IFSC Code
IOBA 0002170
Indian Overseas Bank KHARAR — RUPNAGAR, PUNJAB
MICR: 160020014
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KHARAR
- IFSC Code
- IOBA0002170
- MICR Code
- 160020014
- City
- RUPNAGAR
- District
- KHARAR
- State
- PUNJAB
- Contact
- +911602285023
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002170 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002170.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002170.
IFSC Code Structure
I
O
B
A
0
0
0
2
1
7
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002170 — Branch code (KHARAR)
Nearby Indian Overseas Bank Branches in RUPNAGAR
S A S NAGAR
IOBA0000369
SCO 23, PHASE I, SAHIBJADA AJIT SINGH NAGAR, MOHALI - 160051
MICR: 160020002 RTGS ✓ NEFT ✓ IMPS ✓
NANGAL TOWNSHIP
IOBA0000578
145, RAIL WAY ROAD, NANGAL TOWNSHIP140124
MICR: 140020102 RTGS ✓ NEFT ✓ IMPS ✓
MOHALI
IOBA0002143
SCF NO 1, PHASE XI, SECTOR 65, MOHALI PIN 16062
MICR: 160020011 RTGS ✓ NEFT ✓ IMPS ✓
ROPAR
IOBA0002619
43836 BLOCK 12 GURU NAGAR BHATHA SAHIB ROAD ROPAR 14001 PUNJAB 160019
MICR: 140020002 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002170 valid for online transfer?
Yes, IOBA0002170 is a valid IFSC code for Indian Overseas Bank KHARAR branch in RUPNAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002170 belong to?
IOBA0002170 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KHARAR is 160020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002170?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.