Indian Overseas Bank BAGDHAR Branch IFSC Code

IOBA 0002313
Indian Overseas Bank Logo Indian Overseas Bank
BAGDHAR — MURSHIDABAD, WEST BENGAL
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BAGDHAR
IFSC Code
IOBA0002313
Address
VILLAGE BAGDHAR P O JIAGANJ,DIST MURSHIDABAD,WESTBENGAL,742123
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City
MURSHIDABAD
District
JIAGANJ AZIMGAN
State
WEST BENGAL
Contact
255002

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002313 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002313.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002313.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
1
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002313 — Branch code (BAGDHAR)

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Frequently Asked Questions

Is IOBA0002313 valid for online transfer?
Yes, IOBA0002313 is a valid IFSC code for Indian Overseas Bank BAGDHAR branch in MURSHIDABAD, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002313 belong to?
IOBA0002313 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0002313?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.