Indian Overseas Bank PALSANDA Branch IFSC Code

IOBA 0002314
Indian Overseas Bank Logo Indian Overseas Bank
PALSANDA — MURSHIDABAD, WEST BENGAL
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PALSANDA
IFSC Code
IOBA0002314
Address
VILLAGE AND POST PALSANDA MORE,PS NABGRAM,DIST MURSHIDABAD,742184
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City
MURSHIDABAD
District
PALSANDA
State
WEST BENGAL
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002314 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002314.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002314.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
1
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002314 — Branch code (PALSANDA)

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Frequently Asked Questions

Is IOBA0002314 valid for online transfer?
Yes, IOBA0002314 is a valid IFSC code for Indian Overseas Bank PALSANDA branch in MURSHIDABAD, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002314 belong to?
IOBA0002314 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0002314?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.