Indian Overseas Bank BANUR Branch IFSC Code

IOBA 0002346
Indian Overseas Bank Logo Indian Overseas Bank
BANUR — PATIALA, PUNJAB
MICR: 160020018 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BANUR
IFSC Code
IOBA0002346
MICR Code
160020018
Address
OPP TO GURUDWARA MAIN ROAD BANUR,CITY TOWN BANUR DISTRICT SAS NAGAR STATE PUNJAB
Open in Google Maps
City
PATIALA
District
BANUR
State
PUNJAB
Contact
252055

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002346 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002346.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002346.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
4
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002346 — Branch code (BANUR)

Nearby Indian Overseas Bank Branches in PATIALA

View all Indian Overseas Bank branches in PATIALA →

Frequently Asked Questions

Is IOBA0002346 valid for online transfer?
Yes, IOBA0002346 is a valid IFSC code for Indian Overseas Bank BANUR branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002346 belong to?
IOBA0002346 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BANUR is 160020018. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002346?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.