Indian Overseas Bank MELAPALAYAM Branch IFSC Code
IOBA 0002372
Indian Overseas Bank MELAPALAYAM — TIRUNELVALI, TAMIL NADU
MICR: 627020080
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- MELAPALAYAM
- IFSC Code
- IOBA0002372
- MICR Code
- 627020080
- City
- TIRUNELVALI
- District
- TIRUNELVELI
- State
- TAMIL NADU
- Contact
- 2350105
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002372 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002372.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002372.
IFSC Code Structure
I
O
B
A
0
0
0
2
3
7
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002372 — Branch code (MELAPALAYAM)
Nearby Indian Overseas Bank Branches in TIRUNELVALI
PALAYAMKOTTAI
IOBA0000067
124 B,THIRUVANANTHAPURAM RD,PALAYAMKOTTAI,TIRUNELVELI
MICR: 627020005 RTGS ✓ NEFT ✓ IMPS ✓
PULIYANGUDI
IOBA0000074
J59 D VIJAYA PAULVANNAN ARANGAM, GANDHI BAZAAR STREET, PULIYANGUDI PIN 627855
MICR: 627020058 RTGS ✓ NEFT ✓ IMPS ✓
TIRUNELVELI TOWN
IOBA0000094
1 4,SOUTH CAR STREET,TIRUNELVELI
MICR: 627020011 RTGS ✓ NEFT ✓ IMPS ✓
PANAGUDI
IOBA0000180
23 POLICE LINE STREET PANAGUDI PIN 627109
MICR: 627020057 RTGS ✓ NEFT ✓ IMPS ✓
KARIVALAMVANDANALLUR
IOBA0000225
9 BY 112 B NEW NO 10 BY 185 MAIN ROAD KARIVALAM VANDANALLUR PIN 627753
MICR: 627020035 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002372 valid for online transfer?
Yes, IOBA0002372 is a valid IFSC code for Indian Overseas Bank MELAPALAYAM branch in TIRUNELVALI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002372 belong to?
IOBA0002372 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MELAPALAYAM is 627020080. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002372?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.