Indian Overseas Bank URBAN ESTATE PATIALA Branch IFSC Code
IOBA 0002389
Indian Overseas Bank URBAN ESTATE PATIALA — PATIALA, PUNJAB
MICR: 147020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- URBAN ESTATE PATIALA
- IFSC Code
- IOBA0002389
- MICR Code
- 147020003
- City
- PATIALA
- District
- PATIALA
- State
- PUNJAB
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002389 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002389.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002389.
IFSC Code Structure
I
O
B
A
0
0
0
2
3
8
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002389 — Branch code (URBAN ESTATE PATIALA)
Nearby Indian Overseas Bank Branches in PATIALA
RAJPURA
IOBA0000515
PLOT NO 280 TO 289 PATIALA RAJPURA ROAD RAJPURA PIN140401
MICR: 140020402 RTGS ✓ NEFT ✓ IMPS ✓
PATIALA
IOBA0000922
PRATAP BHAVAN, INSIDE SHERANWALA GATE, PATIALA, PIN 147001
MICR: 147020001 RTGS ✓ NEFT ✓ IMPS ✓
ZIRAKPUR
IOBA0001499
OPP MAYUR HOTEL CHANDIGARH AMBALA ROAD ZIRAKPUR PIN 140603
MICR: 160020005 RTGS ✓ NEFT ✓ IMPS ✓
LALRU MANDI
IOBA0001503
DANA MANDI SHOP NO 4, LALRU MANDI, TEHASIL DERA BASSI, LALRU MANDI140501
MICR: 160020017 RTGS ✓ NEFT ✓ IMPS ✓
DERABASSI
IOBA0001737
CHANDIGARHAMBALA NAT HIGHWAY,NEAR SUKHMANI INST OF ENG TECH,DERABASSI
MICR: 160020008 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002389 valid for online transfer?
Yes, IOBA0002389 is a valid IFSC code for Indian Overseas Bank URBAN ESTATE PATIALA branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002389 belong to?
IOBA0002389 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank URBAN ESTATE PATIALA is 147020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002389?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.