Indian Overseas Bank SAMA ROAD Branch IFSC Code

IOBA 0002390
Indian Overseas Bank Logo Indian Overseas Bank
SAMA ROAD — VADODARA, GUJARAT
MICR: 390020014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SAMA ROAD
IFSC Code
IOBA0002390
MICR Code
390020014
Address
C 2 VARIA SOCIETY NEW SAMA ROAD BARODA 390024
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City
VADODARA
District
SAMA
State
GUJARAT
Contact
+9166822761221

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002390 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002390.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002390.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
9
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002390 — Branch code (SAMA ROAD)

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Frequently Asked Questions

Is IOBA0002390 valid for online transfer?
Yes, IOBA0002390 is a valid IFSC code for Indian Overseas Bank SAMA ROAD branch in VADODARA, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002390 belong to?
IOBA0002390 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SAMA ROAD is 390020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002390?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.