Indian Overseas Bank WAGHODIA ROAD Branch IFSC Code

IOBA 0002391
Indian Overseas Bank Logo Indian Overseas Bank
WAGHODIA ROAD — VADODARA, GUJARAT
MICR: 390020015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
WAGHODIA ROAD
IFSC Code
IOBA0002391
MICR Code
390020015
Address
A 3,GAJANANAD PARK SOCIETY,UMA CHAR RASTA,WAGHODIA ROAD,BARODA DIST BARODA,PIN 390 019
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City
VADODARA
District
WAGHODIA
State
GUJARAT
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002391 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002391.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002391.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
9
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002391 — Branch code (WAGHODIA ROAD)

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Frequently Asked Questions

Is IOBA0002391 valid for online transfer?
Yes, IOBA0002391 is a valid IFSC code for Indian Overseas Bank WAGHODIA ROAD branch in VADODARA, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002391 belong to?
IOBA0002391 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank WAGHODIA ROAD is 390020015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002391?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.