Indian Overseas Bank KARNAPRAYAG Branch IFSC Code
IOBA 0002529
Indian Overseas Bank KARNAPRAYAG — CHAMOLI, UTTARAKHAND
MICR: 246020451
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KARNAPRAYAG
- IFSC Code
- IOBA0002529
- MICR Code
- 246020451
- City
- CHAMOLI
- District
- KARNAPRAYAG
- State
- UTTARAKHAND
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002529 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002529.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002529.
IFSC Code Structure
I
O
B
A
0
0
0
2
5
2
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002529 — Branch code (KARNAPRAYAG)
Nearby Indian Overseas Bank Branches in CHAMOLI
View all Indian Overseas Bank branches in CHAMOLI →Frequently Asked Questions
Is IOBA0002529 valid for online transfer?
Yes, IOBA0002529 is a valid IFSC code for Indian Overseas Bank KARNAPRAYAG branch in CHAMOLI, UTTARAKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002529 belong to?
IOBA0002529 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARNAPRAYAG is 246020451. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002529?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.