Indian Overseas Bank JOSHIMATH Branch IFSC Code
IOBA 0003718
Indian Overseas Bank JOSHIMATH — CHAMOLI, UTTARAKHAND
MICR: 246020151
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- JOSHIMATH
- IFSC Code
- IOBA0003718
- MICR Code
- 246020151
- Address
- NO.1,NARSINGH TEMPLE ROAD, UPPER BAZAR, JOSHIMATH, DISTRICT - CHAMOLI, UTTARAKHAND. PIN - 246443 Open in Google Maps
- City
- CHAMOLI
- District
- JOSHIMATH
- State
- UTTARAKHAND
- Contact
- +911352769642
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003718 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003718.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003718.
IFSC Code Structure
I
O
B
A
0
0
0
3
7
1
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003718 — Branch code (JOSHIMATH)
Nearby Indian Overseas Bank Branches in CHAMOLI
View all Indian Overseas Bank branches in CHAMOLI →Frequently Asked Questions
Is IOBA0003718 valid for online transfer?
Yes, IOBA0003718 is a valid IFSC code for Indian Overseas Bank JOSHIMATH branch in CHAMOLI, UTTARAKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003718 belong to?
IOBA0003718 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank JOSHIMATH is 246020151. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003718?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.