Indian Overseas Bank MIDLAKADU Branch IFSC Code

IOBA 0002549
Indian Overseas Bank Logo Indian Overseas Bank
MIDLAKADU — KANYAKUMARI, TAMIL NADU
MICR: 629020112 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MIDLAKADU
IFSC Code
IOBA0002549
MICR Code
629020112
Address
4BY126 C NEAR RC CHURCH MIDLAKADU JUNCTION,PALAPALAM PO 629155
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City
KANYAKUMARI
District
MIDLAKADU
State
TAMIL NADU
Contact
255002

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002549 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002549.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002549.

IFSC Code Structure

I
O
B
A
0
0
0
2
5
4
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002549 — Branch code (MIDLAKADU)

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Frequently Asked Questions

Is IOBA0002549 valid for online transfer?
Yes, IOBA0002549 is a valid IFSC code for Indian Overseas Bank MIDLAKADU branch in KANYAKUMARI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002549 belong to?
IOBA0002549 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MIDLAKADU is 629020112. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002549?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.