Indian Overseas Bank SIMRI Branch IFSC Code

IOBA 0002552
Indian Overseas Bank Logo Indian Overseas Bank
SIMRI — DARBHANGA, BIHAR
MICR: 846020501 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SIMRI
IFSC Code
IOBA0002552
MICR Code
846020501
Address
1FLOOR SIMRIGOVINDPUR NEAR SIMRI THANA P.OKANSI SIMRI DISTR 847106
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City
DARBHANGA
District
SIMRI
State
BIHAR
Contact
222255

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002552 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002552.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002552.

IFSC Code Structure

I
O
B
A
0
0
0
2
5
5
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002552 — Branch code (SIMRI)

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Frequently Asked Questions

Is IOBA0002552 valid for online transfer?
Yes, IOBA0002552 is a valid IFSC code for Indian Overseas Bank SIMRI branch in DARBHANGA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002552 belong to?
IOBA0002552 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SIMRI is 846020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002552?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.