Indian Overseas Bank NAWADA Branch IFSC Code

IOBA 0002865
Indian Overseas Bank Logo Indian Overseas Bank
NAWADA — DARBHANGA, BIHAR
MICR: 805020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NAWADA
IFSC Code
IOBA0002865
MICR Code
805020002
Address
I FLR GAYATRI DEVEI BHAWAN TOWN HALL MOTHIHARI GAYA BUSSTAND PUL PAR NAWADA BIHAR 805110
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City
DARBHANGA
District
NAWADA
State
BIHAR
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002865 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002865.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002865.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
6
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002865 — Branch code (NAWADA)

Nearby Indian Overseas Bank Branches in DARBHANGA

DARBHANGAKATHALBARI

IOBA0001276

KATHALBARI PO KATHALBRILALBAG DARBHANGA PIN 846004

MICR: 846020002 RTGS ✓ NEFT ✓ IMPS ✓

SIMRI

IOBA0002552

1FLOOR SIMRIGOVINDPUR NEAR SIMRI THANA P.OKANSI SIMRI DISTR 847106

MICR: 846020501 RTGS ✓ NEFT ✓ IMPS ✓
View all Indian Overseas Bank branches in DARBHANGA →

Frequently Asked Questions

Is IOBA0002865 valid for online transfer?
Yes, IOBA0002865 is a valid IFSC code for Indian Overseas Bank NAWADA branch in DARBHANGA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002865 belong to?
IOBA0002865 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NAWADA is 805020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002865?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.