Indian Overseas Bank KALGHATGI Branch IFSC Code
IOBA 0002654
Indian Overseas Bank KALGHATGI — DHARWAD, KARNATAKA
MICR: 580020504
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KALGHATGI
- IFSC Code
- IOBA0002654
- MICR Code
- 580020504
- City
- DHARWAD
- District
- KALGHATGI
- State
- KARNATAKA
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002654 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002654.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002654.
IFSC Code Structure
I
O
B
A
0
0
0
2
6
5
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002654 — Branch code (KALGHATGI)
Nearby Indian Overseas Bank Branches in DHARWAD
HUBLI
IOBA0000126
UMACHAGI BUILDING KOPPIKAR ROAD HUBLI PIN 580020
MICR: 580020002 RTGS ✓ NEFT ✓ IMPS ✓
GARAG
IOBA0000308
MATHRU CHAYA MAIN ROAD GARAG, PIN 581105
MICR: 580020502 RTGS ✓ NEFT ✓ IMPS ✓
TUMARIKOPPA
IOBA0000877
TUMARIKOPPA P.O. KALAGHATKI TALUK TUMARIKOPPA PIN 581204
MICR: 580020501 RTGS ✓ NEFT ✓ IMPS ✓
DHARWAD
IOBA0001053
1 FLOOR DR MISHRA BUILDINGS KARNATAKA UNIVERSITY ROAD SAPTHAPURA DHARWAD PIN 580001
MICR: 580020302 RTGS ✓ NEFT ✓ IMPS ✓
DHARWADJUBILEE CIRCLE
IOBA0001771
KHRS BUILDING, ALUR VENKAT RAO CIRCLE, COLLEGE ROAD, DHARWAD PIN 580001
MICR: 580020303 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002654 valid for online transfer?
Yes, IOBA0002654 is a valid IFSC code for Indian Overseas Bank KALGHATGI branch in DHARWAD, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002654 belong to?
IOBA0002654 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KALGHATGI is 580020504. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002654?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.