Indian Overseas Bank ELANKADAI NAGERCOIL Branch IFSC Code

IOBA 0002727
Indian Overseas Bank Logo Indian Overseas Bank
ELANKADAI NAGERCOIL — KANYAKUMARI, TAMIL NADU
MICR: 629020027 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ELANKADAI NAGERCOIL
IFSC Code
IOBA0002727
MICR Code
629020027
Address
HOUSE NO 86A AFZAL MANZIL,PARAKKAI ROAD,ELANKADAI,KOTTAR 629002
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City
KANYAKUMARI
District
AGASTEESWARAM
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002727 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002727.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002727.

IFSC Code Structure

I
O
B
A
0
0
0
2
7
2
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002727 — Branch code (ELANKADAI NAGERCOIL)

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Frequently Asked Questions

Is IOBA0002727 valid for online transfer?
Yes, IOBA0002727 is a valid IFSC code for Indian Overseas Bank ELANKADAI NAGERCOIL branch in KANYAKUMARI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002727 belong to?
IOBA0002727 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ELANKADAI NAGERCOIL is 629020027. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002727?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.