Indian Overseas Bank ARCOT TOWN Branch IFSC Code

IOBA 0002777
Indian Overseas Bank Logo Indian Overseas Bank
ARCOT TOWN — VELLORE, TAMIL NADU
MICR: 632020107 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ARCOT TOWN
IFSC Code
IOBA0002777
MICR Code
632020107
Address
29 BY 27 NEW VELLORE MAIN ROAD ARCOT PIN 632503 DIST VELLORE
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City
VELLORE
District
ARCOT
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002777 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002777.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002777.

IFSC Code Structure

I
O
B
A
0
0
0
2
7
7
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002777 — Branch code (ARCOT TOWN)

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Frequently Asked Questions

Is IOBA0002777 valid for online transfer?
Yes, IOBA0002777 is a valid IFSC code for Indian Overseas Bank ARCOT TOWN branch in VELLORE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002777 belong to?
IOBA0002777 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ARCOT TOWN is 632020107. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002777?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.