Indian Overseas Bank ELVANGARGUDI Branch IFSC Code

IOBA 0002798
Indian Overseas Bank Logo Indian Overseas Bank
ELVANGARGUDI — THIRUVARUR, TAMIL NADU
MICR: 610020019 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ELVANGARGUDI
IFSC Code
IOBA0002798
MICR Code
610020019
Address
MAIN ROAD,ELVANGARGUDI,TIRUVARUR DIST 610104
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City
THIRUVARUR
District
KODAVASAL
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002798 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002798.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002798.

IFSC Code Structure

I
O
B
A
0
0
0
2
7
9
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002798 — Branch code (ELVANGARGUDI)

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Frequently Asked Questions

Is IOBA0002798 valid for online transfer?
Yes, IOBA0002798 is a valid IFSC code for Indian Overseas Bank ELVANGARGUDI branch in THIRUVARUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002798 belong to?
IOBA0002798 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ELVANGARGUDI is 610020019. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002798?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.