Indian Overseas Bank SAKKARAKOTTAI Branch IFSC Code

IOBA 0002805
Indian Overseas Bank Logo Indian Overseas Bank
SAKKARAKOTTAI — RAMANATHAPURAM, TAMIL NADU
MICR: 623020017 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SAKKARAKOTTAI
IFSC Code
IOBA0002805
MICR Code
623020017
Address
1BY1281,FIRST FLR,HAJIYAR COMPLEX,BHARATHI NAGAR,SAKKARAKOTTAI 623503 RAMANATHAPURAM DT
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City
RAMANATHAPURAM
District
RAMANATHAPURAM
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002805 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002805.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002805.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
0
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002805 — Branch code (SAKKARAKOTTAI)

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Frequently Asked Questions

Is IOBA0002805 valid for online transfer?
Yes, IOBA0002805 is a valid IFSC code for Indian Overseas Bank SAKKARAKOTTAI branch in RAMANATHAPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002805 belong to?
IOBA0002805 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SAKKARAKOTTAI is 623020017. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002805?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.