Indian Overseas Bank PANIPAT Branch IFSC Code

IOBA 0002864
Indian Overseas Bank Logo Indian Overseas Bank
PANIPAT — PANIPAT, HARYANA
MICR: 132020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PANIPAT
IFSC Code
IOBA0002864
MICR Code
132020003
Address
1114,WARD NO13,G T ROAD,NEAR SANJAY CHOWK,PANIPAT HARYANA 132103
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City
PANIPAT
District
PANIPAT
State
HARYANA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002864 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002864.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002864.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
6
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002864 — Branch code (PANIPAT)

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Frequently Asked Questions

Is IOBA0002864 valid for online transfer?
Yes, IOBA0002864 is a valid IFSC code for Indian Overseas Bank PANIPAT branch in PANIPAT, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002864 belong to?
IOBA0002864 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PANIPAT is 132020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002864?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.