Indian Overseas Bank BINJHOL Branch IFSC Code

IOBA 0003042
Indian Overseas Bank Logo Indian Overseas Bank
BINJHOL — PANIPAT, HARYANA
MICR: 132020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BINJHOL
IFSC Code
IOBA0003042
MICR Code
132020004
Address
VILLAGE BINJHOL PANIPAT HARYANA STATE PIN 132103
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City
PANIPAT
District
PANIPAT
State
HARYANA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003042 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003042.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003042.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
4
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003042 — Branch code (BINJHOL)

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Frequently Asked Questions

Is IOBA0003042 valid for online transfer?
Yes, IOBA0003042 is a valid IFSC code for Indian Overseas Bank BINJHOL branch in PANIPAT, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003042 belong to?
IOBA0003042 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BINJHOL is 132020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003042?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.