Indian Overseas Bank VILLIANUR Branch IFSC Code

IOBA 0002950
Indian Overseas Bank Logo Indian Overseas Bank
VILLIANUR — PONDICHERRY, PUDUCHERRY
MICR: 605020036 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VILLIANUR
IFSC Code
IOBA0002950
MICR Code
605020036
Address
OFFICE COMPLEX FIRST FLOOR,SOUTH WING I PADMINI NAGAR,VILLIANUR, 605 110, PONDICHERRY
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City
PONDICHERRY
District
VILLIANUR
State
PUDUCHERRY
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002950 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002950.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002950.

IFSC Code Structure

I
O
B
A
0
0
0
2
9
5
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002950 — Branch code (VILLIANUR)

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Frequently Asked Questions

Is IOBA0002950 valid for online transfer?
Yes, IOBA0002950 is a valid IFSC code for Indian Overseas Bank VILLIANUR branch in PONDICHERRY, PUDUCHERRY. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002950 belong to?
IOBA0002950 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VILLIANUR is 605020036. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002950?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.