Indian Overseas Bank KESLA Branch IFSC Code

IOBA 0002971
Indian Overseas Bank Logo Indian Overseas Bank
KESLA — RAIPUR, CHHATTISGARH
MICR: 492020503 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KESLA
IFSC Code
IOBA0002971
MICR Code
492020503
Address
BALODA BAZAR MAIN ROAD,NEAR PRAKASH CLOTH MARKET,P.O.KESLA,RAIPUR,493225 ,RAIPUR ,CHATTISGARH
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City
RAIPUR
District
KHARORA
State
CHHATTISGARH
Contact
+91772028584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002971 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002971.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002971.

IFSC Code Structure

I
O
B
A
0
0
0
2
9
7
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002971 — Branch code (KESLA)

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Frequently Asked Questions

Is IOBA0002971 valid for online transfer?
Yes, IOBA0002971 is a valid IFSC code for Indian Overseas Bank KESLA branch in RAIPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002971 belong to?
IOBA0002971 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KESLA is 492020503. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002971?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.