Indian Overseas Bank SMESAHARANPURDELHI ROAD Branch IFSC Code
IOBA 0002981
Indian Overseas Bank SMESAHARANPURDELHI ROAD — SAHARANPUR, UTTAR PRADESH
MICR: 247020007
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- SMESAHARANPURDELHI ROAD
- IFSC Code
- IOBA0002981
- MICR Code
- 247020007
- City
- SAHARANPUR
- District
- SAHARANPUR
- State
- UTTAR PRADESH
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002981 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002981.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002981.
IFSC Code Structure
I
O
B
A
0
0
0
2
9
8
1
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002981 — Branch code (SMESAHARANPURDELHI ROAD)
Nearby Indian Overseas Bank Branches in SAHARANPUR
SAHARANPUR
IOBA0000434
2 BY 662, COURT RD, SAHARANPUR
MICR: 247020002 RTGS ✓ NEFT ✓ IMPS ✓
GANGOH
IOBA0000594
E 407 COLLEGE ROAD GANGOH SAHARANPUR PIN 247341
MICR: 247020602 RTGS ✓ NEFT ✓ IMPS ✓
JANDHERA
IOBA0000685
JANDHERASAMASPUR DEVBAND TEHSIL,JANDHERA JANDHERASAMASPUR PIN 247451
MICR: 247020005 RTGS ✓ NEFT ✓ IMPS ✓
CHAKROTA ROAD
IOBA0001063
MAHARAJA SINGH COLLEGE CHAKROTA RD,SAHARANPUR
MICR: 247020003 RTGS ✓ NEFT ✓ IMPS ✓
DEVLA
IOBA0001126
DATOLI RANGHAR DEVLA MULLA NAGRAJ PO DATOLI RANGHAR DEVLA PIN 247001
MICR: 247020004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002981 valid for online transfer?
Yes, IOBA0002981 is a valid IFSC code for Indian Overseas Bank SMESAHARANPURDELHI ROAD branch in SAHARANPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002981 belong to?
IOBA0002981 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SMESAHARANPURDELHI ROAD is 247020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002981?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.