Indian Overseas Bank G E ROAD RAIPUR Branch IFSC Code

IOBA 0002985
Indian Overseas Bank Logo Indian Overseas Bank
G E ROAD RAIPUR — RAIPUR, CHHATTISGARH
MICR: 492020006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
G E ROAD RAIPUR
IFSC Code
IOBA0002985
MICR Code
492020006
Address
SAI TOWER,NEAR AZAD POLICE STATION,AMAPARA,RAIPUR,CHHATTISGARH 492001
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City
RAIPUR
District
RAIPUR
State
CHHATTISGARH
Contact
+9177128584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002985 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002985.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002985.

IFSC Code Structure

I
O
B
A
0
0
0
2
9
8
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002985 — Branch code (G E ROAD RAIPUR)

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Frequently Asked Questions

Is IOBA0002985 valid for online transfer?
Yes, IOBA0002985 is a valid IFSC code for Indian Overseas Bank G E ROAD RAIPUR branch in RAIPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002985 belong to?
IOBA0002985 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank G E ROAD RAIPUR is 492020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002985?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.