Indian Overseas Bank KUDGHAT Branch IFSC Code
IOBA 0002986
Indian Overseas Bank KUDGHAT — KOLKATA, WEST BENGAL
MICR: 700020087
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KUDGHAT
- IFSC Code
- IOBA0002986
- MICR Code
- 700020087
- City
- KOLKATA
- District
- KOLKATA
- State
- WEST BENGAL
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002986 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002986.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002986.
IFSC Code Structure
I
O
B
A
0
0
0
2
9
8
6
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002986 — Branch code (KUDGHAT)
Nearby Indian Overseas Bank Branches in KOLKATA
BALLYGUNGE
IOBA0000013
13/2,ANIL MOITRA ROAD, 1ST FLOOR, OPPOSITE CITIZENS PARK, BALLYGUNGE KOLKOTA-700019,WEST BENGAL
MICR: 700020012 RTGS ✓ NEFT ✓ IMPS ✓
INDIA EXCHANGE PLACE
IOBA0000015
P 35, INDIA EXCHANGE PLACE, KOLKATA - 700001
MICR: 700020003 RTGS ✓ NEFT ✓ IMPS ✓
SHYAM BAZAAR
IOBA0000082
70 BY 1 BY 2 GOWRI BARI LANE,SHYAM BAZAAR,KOLKATA
MICR: 700020028 RTGS ✓ NEFT ✓ IMPS ✓
KALIGHAT
IOBA0000114
52 - B, KALI TEMPLE ROAD, KALIGHAT, KOLKATA - 700026
MICR: 700020014 RTGS ✓ NEFT ✓ IMPS ✓
SEALDAH
IOBA0000127
146 BY 1, BIPIN BIHARI GANGULIS, SEALDAH, KOLKATA - 700012
MICR: 700020027 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002986 valid for online transfer?
Yes, IOBA0002986 is a valid IFSC code for Indian Overseas Bank KUDGHAT branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002986 belong to?
IOBA0002986 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KUDGHAT is 700020087. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002986?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.