Indian Overseas Bank MAHANAGAR Branch IFSC Code

IOBA 0003025
Indian Overseas Bank Logo Indian Overseas Bank
MAHANAGAR — LUCKNOW, UTTAR PRADESH
MICR: 226020027 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MAHANAGAR
IFSC Code
IOBA0003025
MICR Code
226020027
Address
B 67 SECTOR C MAHANAGAR LUCKNOW 226006
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City
LUCKNOW
District
LUCKNOW
State
UTTAR PRADESH
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003025 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003025.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003025.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
2
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003025 — Branch code (MAHANAGAR)

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Frequently Asked Questions

Is IOBA0003025 valid for online transfer?
Yes, IOBA0003025 is a valid IFSC code for Indian Overseas Bank MAHANAGAR branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003025 belong to?
IOBA0003025 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MAHANAGAR is 226020027. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003025?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.