Indian Overseas Bank AHAMA MAU Branch IFSC Code

IOBA 0003072
Indian Overseas Bank Logo Indian Overseas Bank
AHAMA MAU — LUCKNOW, UTTAR PRADESH
MICR: 226020028 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
AHAMA MAU
IFSC Code
IOBA0003072
MICR Code
226020028
Address
OPP PRITHVI GUEST HOUSE,SULTANPUR ROAD,AHAMAMAU 226002 LUCKNOW
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City
LUCKNOW
District
GHOSI
State
UTTAR PRADESH
Contact
+915222287163

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003072 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003072.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003072.

IFSC Code Structure

I
O
B
A
0
0
0
3
0
7
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003072 — Branch code (AHAMA MAU)

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Frequently Asked Questions

Is IOBA0003072 valid for online transfer?
Yes, IOBA0003072 is a valid IFSC code for Indian Overseas Bank AHAMA MAU branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003072 belong to?
IOBA0003072 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AHAMA MAU is 226020028. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003072?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.