Indian Overseas Bank BALURGHAT Branch IFSC Code

IOBA 0003245
Indian Overseas Bank Logo Indian Overseas Bank
BALURGHAT — DAKSHIN DINAJPUR, WEST BENGAL
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BALURGHAT
IFSC Code
IOBA0003245
Address
341 BY 306 NRIPATI CHATTERJEE RD OPP BALURGHAT CO ED COLLEGE BALURGHAT, SOUTH DINAJPUR 733101
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City
DAKSHIN DINAJPUR
District
BALURGHAT
State
WEST BENGAL
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003245 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003245.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003245.

IFSC Code Structure

I
O
B
A
0
0
0
3
2
4
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003245 — Branch code (BALURGHAT)

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Frequently Asked Questions

Is IOBA0003245 valid for online transfer?
Yes, IOBA0003245 is a valid IFSC code for Indian Overseas Bank BALURGHAT branch in DAKSHIN DINAJPUR, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003245 belong to?
IOBA0003245 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003245?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.