Indian Overseas Bank GANGARAMPUR Branch IFSC Code
IOBA 0004122
Indian Overseas Bank GANGARAMPUR — DAKSHIN DINAJPUR, WEST BENGAL
MICR: 733020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GANGARAMPUR
- IFSC Code
- IOBA0004122
- MICR Code
- 733020002
- City
- DAKSHIN DINAJPUR
- District
- GANGARAMPUR
- State
- WEST BENGAL
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004122 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004122.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004122.
IFSC Code Structure
I
O
B
A
0
0
0
4
1
2
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004122 — Branch code (GANGARAMPUR)
Nearby Indian Overseas Bank Branches in DAKSHIN DINAJPUR
BAHICHA
IOBA0003086
VILL BAHICHA PO ATRAI PS BALURGHAT DIST SOUTH DINAJPUR WEST BENGAL PIN 733158
RTGS ✓ NEFT ✓ IMPS ✓
BALURGHAT
IOBA0003245
341 BY 306 NRIPATI CHATTERJEE RD OPP BALURGHAT CO ED COLLEGE BALURGHAT, SOUTH DINAJPUR 733101
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0004122 valid for online transfer?
Yes, IOBA0004122 is a valid IFSC code for Indian Overseas Bank GANGARAMPUR branch in DAKSHIN DINAJPUR, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004122 belong to?
IOBA0004122 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GANGARAMPUR is 733020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004122?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.