Indian Overseas Bank CHAKGARIA Branch IFSC Code

IOBA 0003273
Indian Overseas Bank Logo Indian Overseas Bank
CHAKGARIA — KOLKATA, WEST BENGAL
MICR: 700020090 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHAKGARIA
IFSC Code
IOBA0003273
MICR Code
700020090
Address
18 SREENAGAR MAIN ROAD RANI MANZIL PO PANCHASAYAR KOLKATA PIN 700094
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City
KOLKATA
District
KOLKATA
State
WEST BENGAL
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003273 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003273.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003273.

IFSC Code Structure

I
O
B
A
0
0
0
3
2
7
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003273 — Branch code (CHAKGARIA)

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Frequently Asked Questions

Is IOBA0003273 valid for online transfer?
Yes, IOBA0003273 is a valid IFSC code for Indian Overseas Bank CHAKGARIA branch in KOLKATA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003273 belong to?
IOBA0003273 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHAKGARIA is 700020090. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003273?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.