Indian Overseas Bank KARUNGAL Branch IFSC Code
IOBA 0003403
Indian Overseas Bank KARUNGAL — KANYAKUMARI, TAMIL NADU
MICR: 629020034
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KARUNGAL
- IFSC Code
- IOBA0003403
- MICR Code
- 629020034
- City
- KANYAKUMARI
- District
- KARUNGAL
- State
- TAMIL NADU
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003403 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003403.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003403.
IFSC Code Structure
I
O
B
A
0
0
0
3
4
0
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003403 — Branch code (KARUNGAL)
Nearby Indian Overseas Bank Branches in KANYAKUMARI
NAGERCOIL
IOBA0000063
15 BY 22 70 71,COURT ROAD,NAGERCOIL PIN 629001
MICR: 629020002 RTGS ✓ NEFT ✓ IMPS ✓
ERANIEL
IOBA0000129
15 23A, MONDAY MARKET JUNCTION, ERANIEL, NEYYOOR PIN 629802
MICR: 629020009 RTGS ✓ NEFT ✓ IMPS ✓
THOVALAI
IOBA0000223
10 BY 36 C MUTHU VELU BHAVANAM MAIN ROAD, THOVALAI - 629302
MICR: 629020011 RTGS ✓ NEFT ✓ IMPS ✓
THITTUVILAI
IOBA0000251
77 BY 2A BY 1 BALAMORE ROAD, BOOTHAPANDY, THITTUVILAI - 629 852
MICR: 629020012 RTGS ✓ NEFT ✓ IMPS ✓
KOTTARAM
IOBA0000253
357 BY 8,9, MISSION COMPOUND, KANYAKUMARI MAIN ROAD, KOTTARAM PIN 629703
MICR: 629020013 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0003403 valid for online transfer?
Yes, IOBA0003403 is a valid IFSC code for Indian Overseas Bank KARUNGAL branch in KANYAKUMARI, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003403 belong to?
IOBA0003403 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARUNGAL is 629020034. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003403?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.