Indian Overseas Bank PENAMALURU Branch IFSC Code

IOBA 0003511
Indian Overseas Bank Logo Indian Overseas Bank
PENAMALURU — KRISHNA, ANDHRA PRADESH
MICR: 520020623 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PENAMALURU
IFSC Code
IOBA0003511
MICR Code
520020623
Address
11-195,MAIN ROAD,PENAMALURU,KRISHNA DIST-521139
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City
KRISHNA
District
PENAMAKURU
State
ANDHRA PRADESH
Contact
+914023468872

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003511 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003511.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003511.

IFSC Code Structure

I
O
B
A
0
0
0
3
5
1
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003511 — Branch code (PENAMALURU)

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Frequently Asked Questions

Is IOBA0003511 valid for online transfer?
Yes, IOBA0003511 is a valid IFSC code for Indian Overseas Bank PENAMALURU branch in KRISHNA, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003511 belong to?
IOBA0003511 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PENAMALURU is 520020623. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003511?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.