Indian Overseas Bank CHANGARAMKULAM Branch IFSC Code

IOBA 0003573
Indian Overseas Bank Logo Indian Overseas Bank
CHANGARAMKULAM — MALAPPURAM, KERALA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHANGARAMKULAM
IFSC Code
IOBA0003573
Address
XVI/191,OPP NIRMALYAM RESTAURANT,EDAPPAL ROAD,ALANKODE PO. - 679585
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City
MALAPPURAM
District
PONNANI
State
KERALA
Contact
+914952766760

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003573 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003573.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003573.

IFSC Code Structure

I
O
B
A
0
0
0
3
5
7
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003573 — Branch code (CHANGARAMKULAM)

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Frequently Asked Questions

Is IOBA0003573 valid for online transfer?
Yes, IOBA0003573 is a valid IFSC code for Indian Overseas Bank CHANGARAMKULAM branch in MALAPPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003573 belong to?
IOBA0003573 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003573?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.