Indian Overseas Bank SAHARAN MAJRA Branch IFSC Code

IOBA 0003775
Indian Overseas Bank Logo Indian Overseas Bank
SAHARAN MAJRA — LUDHIANA, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SAHARAN MAJRA
IFSC Code
IOBA0003775
Address
VPO SAHARAN MAJRA, TEHSIL PAYAL, LUDHIANA 141117
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City
LUDHIANA
District
SIAHAR
State
PUNJAB
Contact
+911612420803

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003775 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003775.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003775.

IFSC Code Structure

I
O
B
A
0
0
0
3
7
7
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003775 — Branch code (SAHARAN MAJRA)

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Frequently Asked Questions

Is IOBA0003775 valid for online transfer?
Yes, IOBA0003775 is a valid IFSC code for Indian Overseas Bank SAHARAN MAJRA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003775 belong to?
IOBA0003775 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003775?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.