Indian Overseas Bank NANDIGAMA Branch IFSC Code

IOBA 0003802
Indian Overseas Bank Logo Indian Overseas Bank
NANDIGAMA — KRISHNA, ANDHRA PRADESH
MICR: 520020542 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NANDIGAMA
IFSC Code
IOBA0003802
MICR Code
520020542
Address
15/197 SRI VIGNESWARA COMPLEX,GANDHI CENTRE MAIN ROAD,AP-521185
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City
KRISHNA
District
NANDIGAMA
State
ANDHRA PRADESH
Contact
+918678277488

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003802 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003802.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003802.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
0
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003802 — Branch code (NANDIGAMA)

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Frequently Asked Questions

Is IOBA0003802 valid for online transfer?
Yes, IOBA0003802 is a valid IFSC code for Indian Overseas Bank NANDIGAMA branch in KRISHNA, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003802 belong to?
IOBA0003802 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NANDIGAMA is 520020542. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003802?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.