Indian Overseas Bank SUGAMAU Branch IFSC Code

IOBA 0003848
Indian Overseas Bank Logo Indian Overseas Bank
SUGAMAU — LUCKNOW, UTTAR PRADESH
MICR: 226020035 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SUGAMAU
IFSC Code
IOBA0003848
MICR Code
226020035
Address
KIRAN COMPLEX SUGAMAU ROAD, NEAR MANAS CITY INDRA NAGAR, LUCKNOW ,UP
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City
LUCKNOW
District
LUCKNOW
State
UTTAR PRADESH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0003848 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003848.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003848.

IFSC Code Structure

I
O
B
A
0
0
0
3
8
4
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 003848 — Branch code (SUGAMAU)

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Frequently Asked Questions

Is IOBA0003848 valid for online transfer?
Yes, IOBA0003848 is a valid IFSC code for Indian Overseas Bank SUGAMAU branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003848 belong to?
IOBA0003848 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SUGAMAU is 226020035. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003848?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.