Indian Overseas Bank BIJNOR ROAD Branch IFSC Code
IOBA 0003858
Indian Overseas Bank BIJNOR ROAD — LUCKNOW, UTTAR PRADESH
MICR: 226020038
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BIJNOR ROAD
- IFSC Code
- IOBA0003858
- MICR Code
- 226020038
- Address
- HOUSE NO 586/KN-892/PN-11, AURANGABAD JAGIR, NEAR RK TRADERS, BIJNORE ROAD, LUCKNOW-226025 Open in Google Maps
- City
- LUCKNOW
- District
- LUCKNOW
- State
- UTTAR PRADESH
- Contact
- +919452454858
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003858 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003858.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003858.
IFSC Code Structure
I
O
B
A
0
0
0
3
8
5
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003858 — Branch code (BIJNOR ROAD)
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Frequently Asked Questions
Is IOBA0003858 valid for online transfer?
Yes, IOBA0003858 is a valid IFSC code for Indian Overseas Bank BIJNOR ROAD branch in LUCKNOW, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003858 belong to?
IOBA0003858 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BIJNOR ROAD is 226020038. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003858?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.